You should always consult with your financial and tax advisors about your specific circumstances. Please note: The Knot and the materials and information it contains are not intended to, and do not constitute, financial or tax advice and should not be used as such. That's money for an extra cocktail with your spouse. If you swipe the wrong card when you're abroad, you could incur an additional 2.7-3% fee on top of the purchase. If any portion of your wedding (or honeymoon) is international, utilize a card that waives foreign transaction fees. You'll earn 1x points for every $2 you spend on the card, which is better than nothing. If the vendor is willing to take a debit card without fees, consider opening an American Express Reward Checking account. In this case, write a check-unless you're working toward a welcome bonus on a new card and you wouldn't otherwise be able to reach the spending minimum. Some vendors won't take credit cards, or they'll charge a fee.
#Credit cards for wedding expenses how to#
Getty Images How to Avoid Transaction Fees on Cards You'll want to check with your property, of course, to ensure this is the case. Participating properties will even provide bonuses like complimentary guest rooms or enhanced food and beverage options.
This awards couples up to 150,000 points on your event, again depending on your total spend. Hyatt, on the other hand, is offering its Together Offer through 2023.
Elite members will even earn their usual bonuses, meaning that a Titanium Elite member could take home up to 105,000 points on the event. Depending on the property, this could be in addition to the points you earn from paying with your credit card.įor example, hosting your event at a Marriott property could earn you 2x points for every eligible $1 (up to $30,000 in spending). If you're planning a destination wedding, most large hotel brands will allow you to earn points for hosting your wedding at one of their locations. The Unexpected Wedding Costs to Put on Credit Cards
Otherwise, you may get hit with massive interest charges.įor even more savings tips and discounts on wedding planning essentials (such as save-the-dates and invitations), click here. Again, pay off the entire balance prior to the expiration date of the offer or the due date. Alternatively, if you're looking to pay for your wedding over time, consider opening a card that offers a 0% APR introductory offer, which could allow you to pay off expenses without any interest for up to 18 months. These options include the Capital One Venture/ Venture X cards or the Citi Double Cash option. Some vendors have deals with David Yurman, Blue Nile, Nordstrom and more.įor purchases with merchants that don't fit into traditional bonus categories-like a photographer or furniture rentals-turn to a card that offers a solid earning rate on everyday spends. Miscellaneous Wedding ItemsĬredit card shopping portals are a great resource for couples who want to shop for other wedding-related purchases, such as accessories or gifts (even your wedding ring can earn you credit card points). This is a great option for prewedding events, but not necessarily for the wedding itself, as most couples work with local florists. For additional expenses, such as flowers for the bridal shower or the rehearsal dinner, specific online floral delivery businesses will offer between one to 30 miles per dollar via airline partners through their shopping portals.
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